You don’t want to have to pay a mortgage.

But if you’re looking to save money for the long-term, and can’t afford to pay it now, you might want to consider a contract.

The Federal Reserve’s newest guidance is a great way to reduce your mortgage payment by a total of $150 to $300 per month.

That’s if you are saving up to $1,000 per month, the agency said.

The Federal Reserve said the program, called the Home Equity Loan Program, is available to borrowers with down payments of $500 or less.

It offers a 30-day grace period.

The mortgage program is designed to help borrowers who are struggling financially, but are willing to put down more money to buy a home.

The agency said it’s helping borrowers with an average down payment of $350,000.

For some people, the program offers the ability to pay off a portion of their mortgage in less than two years.

But there are other programs that can help those who are already struggling.